Business

CAC Islamic Corporate Services offer a diverse range of financial solutions tailored for various entities. Whether you're establishing a business in a free zone, managing a corporation, requiring specialized services for embassy accounts, or seeking financial support for associations, CAC Islamic provides comprehensive and Sharia-compliant solutions. From facilitating business operations to offering unique financial products, CAC Islamic Corporate Services are designed to meet the distinctive needs of each client, ensuring ethical and efficient financial management across different sectors.

Whether you want to improve cash flow, cover expenses or plan for business growth, CAC ISLAMIC BANK can help your company with its finance and borrowing options

We offer the following types of financing:

MOURABAHA - IJARAH - MOUDARABA - MOUSHRAKA - ISTISNAA

and any other product that can satisfy our clients all requests will be studied by experts in the field

General Corporate purposes

CAC ISLAMIC BANK provides various financing solutions to meet the general business needs or growth objectives of our customers through our comprehensive range of Corporate Lending products. Whether you need to restructure, refinance, consolidate your debt or finance a new project or acquisition, we have a product that suits your business needs.

Asset Finance

Acquiring assets such as equipment and vehicles requires a lot of financial resources. To help you maintain your working capital, At CAC ISLAMIC BANK we offer a variety of equipment and car finance solutions with payment plans that can be tailored to your cash flow

Real Estate Finance

If you want to invest in real estate, you need a bank that understands the property industry and the local conditions. CAC ISLAMIC BANK offers financing to public companies, private investors and individuals who buy or own commercial real estate properties in various sectors such as hotel & lodging, industrial, office and retail. In addition, CAC ISLAMIC BANK can finance the real estate at any phase of the development.

Project Finance

At CAC ISLAMIC BANK, we understand that different projects require different approaches and structures which are shari’a compliant while meeting the company’s requirements. As your partner, we will provide you innovative financing solutions and access to capital, to meet all the financing requirements irrespective of the size being large or complexity of the projects.

Our accounts help you get the most of your business. Your money is always ‘on-call’ and can be accessed at anytime via your branch, cheque book, debit card, phone, and internet banking.

CAC ISLAMIC BANK’s Cash Management Services offer a full range of receivable and payable services to meet your complex cash management needs. Payments received from your dealers/ distributors and made to your suppliers are efficiently processed to optimize your cash flow position and to ensure effective management of the operations of your business.

1 Current account

Our full-featured multicurrency account offers simplicity and convenience in a number of currencies, including DJF, US dollars, and euros and another currency coted in the central bank of Djibouti.

2 Savings/Call account

Watch your savings grow with CAC ISLAMIC BANK’s Savings Account. This everyday banking account offers all the benefits of our multicurrency current account with the added option to earn preferential profit rates on your balance. We invest on your behalf using our Shari’a-compliant Mudaraba tool.

CAC ISLAMIC BANK provides a range of products and services, ensuring that all the business requirements of the Corporations are met under one roof. Further, CAC ISLAMIC BANK constantly improves its product offerings in order to improve client servicing.

CAC ISLAMIC BANK renders quick and effective management of receivables and offers a wide range of collection products to meet the specific requirements of the clients like:

• Cheque Clearing.
• Clean Cheque collections drawn on Foreign Correspondents.
• Cash Deposit with a wide network of Branches.
• Swift Transfer to the Beneficiaries local and international.
• Corporate Salary.
• For more information, please contact our corporate relations managers, a specialized sales force to support you in the different stages of development of your business, discretion and ethics are our driving force every day.

Investment deposit what is about?

As a corporate client, you can save for the short, medium, and long-term, at preferential rates in DJF, USD or euros for maximum flexibility and high returns regarding to the shari’a compliant mudaraba tool that we use in high level of efficiency, for more information our business relations managers and at their head our business manager will be delighted to meet you at our offices.

Do you want to invest your money in a profitable and Shariah-compliant way? Choose the investment deposit product from CAC ISLAMIC BANK, the bank that respects your beliefs and needs. With this product, you benefit from a remuneration linked to the result of the investments, a transparent and ethical management, and a Shariah supervisory board.

Service Features

• Periodicity can be every (12, 18, 24…60) months as per the customer request.
• Opening a current account without a minimum balance used to deposit the interests periodically.

Terms and Documents required to obtain the service

• Application form.
• The minimum balance required to fix a deposit is 500,000 DJF.
• The Customer should open a current account and fix the deposit, the current account can be in local currency or any approved foreign currencies.

CAC ISLAMIC BANK believes in the importance of International trade to empower national exports and to increase the efficiency of imports, as well as strengthening customers’ position in order to guarantee performance of bids and added- value economic projects.

CAC ISLAMIC BANK Corporate Banking offers variety of Sharia compliant Trade Finance services including L/Gs, L/Cs, Bills collection, and any other services that help you move forward.

What we offer to you:

• Qualified Relationship Manager to manage your banking needs.
• Corporate account with featured services.
• Banking services within competitive pricing.
• Access to Corporate advantages.
• For more information please contact CAC ISLAMIC BANK Call +253 21356363 . (toll free through any local landline) Or our investment manager on the phone number +253 77489776, Or visit one of our Branches to apply.